Welfare… Take The Load off Taxpayers Backs!

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The American Welfare System, which was modeled after the English’s “Poor Laws” is a government program that was introduced in 1935 and available to Americans in 1939. Welfare is a government program or aide for the under privileged to be used as a stepping stone to a better life. When a person applies for welfare they are offered the following benefits:

  • Monthly cash assistance.
  • Healthcare/ medical aid.
  • Food assistance.
  • Housing subsidies.
  • Energy and utility subsidies
  • Education and childcare assistance

 

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The welfare system is a $2 Trillion-dollar price tag divided among American taxpayers. This astronomical cost only accounts for federal welfare benefits payouts. With that being said we can only imagine the actual amount spent yearly. Obviously, I have a problem with the trillions of dollars taken from hard working people. Some who still struggle to get by working 60 hours a week. I truly believe in helping those less fortunate. Although, at some point we must determine who truly is in need.

“A man who ‘REFUSES’ to work should not eat.”

Statistics states that by 1991 the work effort of those dependent on public assistance declined by 50%, only 11% worked full time or a full year. Welfare recipients average $44,000.00 a year for a family of four. This yearly allotment was supposed to be “Temporary Assistance for Needy Families”. When my research uncovered the average yearly allotment issued out, the following questions came to mind.

  • What does the government consider “temporary”?
  • Does the allotment include all benefits?
  • What is the weaning process?
  • Are people actually being reformed? If so, then why the 50% drop in employment of recipients?

The ultimate purpose of the Welfare Reform Act was to provide short term assistance and steer people into employment. Which in my opinion failed and is continuing to fail miserably! Let’s take a step back. Prior to the Welfare Reform Act, the federal government gave states a blank check allowing them to determine the needs as far as welfare. Welfare Reform came with a clause called the “Personal Responsibility and Work Opportunity Reconciliation Act”. The states remained in control of welfare but now they had stricter guidelines to follow. When the Welfare Reform Act was approved the federal government should have taken control of the welfare system or monitored it more closely. President Bill Clinton attempted this by giving each state a flat rate based on population. Temporary Assistance for Needy Families (TANF) would supposedly require an employment “search” in exchange for assistance. News Flash!!! Not all “needy” Americans wish to become self-sufficient. It’s easier to fabricate a job search and continue to receive financial assistance. How many social workers actually uphold the federal requirements and investigate their cases?

Who will protect the taxpayer?

It’s well past the time in America where we all must pull our weight in society! The American taxpayer is carrying the burden of others while trying to keep themselves and their families afloat. When or will we ever be relieved of the trillion-dollar load forced upon our backs? Think about the hard working college graduate and mother of two barely making $44,000.00 a year. A married couple working hard to pay mortgage and save for their children’s college education. Indeed, there are those who are needy but we must weed out the lazy or opportunists.

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Subsidize welfare and give to those who are truly deserving of help.

Five years of assistance and reformation is too long!!! Temporary Assistance for Needy Families should have a three-year lifetime limit. The requirements should be strict and closely monitored on the federal level. Thus, weeding out the truly needy from those sitting on their hands looking for a handout. Money saved from welfare cut backs can be redirected to who need it the most.

  • Elderly sixty and over who are forced to enter the workforce due to low social security benefits.
  • Mentally and physically disabled that are deemed unable to work.
  • Active military and veterans should receive any and all need requested. Including but not limited to healthcare, housing, continuing education, monthly allotment. These are the people who fight for our country and keep us safe.
  • Free breakfast and lunch in our schools.

As a taxpayer, I would rather see my hard earned money go to any of the above. Why should I be punished for being responsible and ambitious? As Americans we can #MakeAmericaGreat!!!

Money: Image courtesy of Maklay62 via Pixabay

Woman Helper: Image courtesy of PublicDomainPictures

Financial Burden: Image courtesy of Clker-Free- Vector- Images

 

Trials and Tribulations… An Opportunity for Growth.

It’s been three months that I have been out of the loop. Life has been a non- stop roller coaster ride with many trials and tribulations along the way.

Everything was wonderful…. business was going great. I had steady clients keeping me very busy, writing for my blog and two others. Doing everything I love to do for a living. Slowly, everything began to change.

My trials began with the loss of my first client due to cut backs. This was not at all alarming, it’s to be expected when working with a start up business. I made such a great impression that I knew once business picked back up I would be contacted.

Two weeks later one of my computers crashed…. I did not see that coming at all!!! I was not worried it was a back up that I used from time to time. It was mostly used by my fiancee and my step- son.  So being the technology geek that I am, I restored the computer. I saved it from going to computer heaven but it’s not like it was before the virus.

Just when I thought I made it through those two incidents unscathed in July I lost another client. Now it’s safe to say I’m in panic mode. My fiancee was laid off from his job at the chemical plant here in Montgomery and I’m making enough to just get by. The storm is now in full effect!!!

Optimistic, I’m like okay I working full- time with my last client and I still have my main computer. I have the ability to write and win new clients while I wait for past clients to need my expertise. So, I continued to work and write articles. I was too caught up in the rat race to blog or come to the couch. Many of my readers know that I refer to my blog as a therapy session.

Continuing to remain strong through all the trials and tribulations. Positive that all would end very soon on a good note. One day in August, I’m working on an article for Two Drops of Ink when my computer shut totally down. Calmly, I gave it about five minutes and attempted to power it back up. Nothing happened!!! In my mind I’m starting to panic but I remained calm and decided to end my work for the day.

The following day I powered on my computer to only see a black screen. Needless to say I’m in a full panic. In the midst of my panic I find out that my fiancee and stepson were downloading Win Games onto both machines. For those who don’t know often times hackers plant viruses on different types of sites. Game sites are very prone to carry viruses. Unfortunately, I can attest to this first hand!

I know there is a reader saying… “So whats the problem? Use the second computer!” I could and I did! The secondary computer is a slow Compaq with Windows 8. That computer was not good for everything I do on a daily basis. My main computer was a super fast HP with Windows 7 Professional and lightning fast. One week then two weeks go by and the computer would only show a black screen. Thank God I back up all my work both to the cloud as well as on disk.

Wait!!! The plot thickens…. my last client calls me one morning to inform me that we will stop work for a while. The suspend of work was not due to monetary issues but due to my ability to work at a fast pace and efficiently organize a businesses administratively. As an entrepreneur these are the types of situations that should be expected. It still pulled the rug out from under me!

Not only was Jimmy out of work so was I. Bills compile, cellular phone are disconnected and your living on credit alone. Of course depression starts to set in and I cannot make it through the night with out 2- 3 glasses of red wine. The bad out weighs the good and you only see the dark clouds. There is no rainbow when the storm over!!!

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Feeling sorry for myself, I spent many days in bed or on the couch wondering what to do next. As a believer that everything happens for a reason I had to pray. Why? Was a constant question in my mind.

I can either give up or use my circumstances an opportunity for growth. I decided to use the downtime to my advantage. Write more and revamp my virtual assisting business strategies. Learn more about computers and technical support. Most importantly spend more time with my future husband and revisiting our goals in life.

I’m grateful that in trying times Jimmy and I are able to pull together. He is definitely a great motivator and my best friend. If it was not for him and my mother I would still be in the dumps and wondering. It just goes to show that even the strong have weaknesses and need someone to lean on.

Today, I’m back in business. I’m still cleaning up but the storm is over and I do see the rainbow. The road to success is rocky and sometimes life gives us a nudge to make sure we are paying attention. If every day of our life was smooth sailing would we really have something to look forward to?  Would we be grateful for the good and the bad? How would we grow? success

May my trials and tribulations motivate others. I hope you can read this post and say she made her negatives into positives and so can I. The only war wounds I walked away with was a weight gain of thirty pounds. LOL!!! I guess I didn’t suffer too much!!!

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KEN WHEATON

Novelist. Editor. Journalist. Business Writer.

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